DSCR Loan – Built for real estate investors ready to grow and scale! With financing for 1–8 unit properties, minimum 660 credit score, and down payments starting at just 15%, you can expand your portfolio with ease. No personal income verification—qualification is based on your property’s Debt Service Coverage Ratio (DSCR). Enjoy flexible terms and a streamlined process designed to help investors build wealth faster.
Bank Statement Loan – Designed for entrepreneurs and self-employed borrowers who think outside the box. Qualify using 12 or 24 months of bank statements—no paystubs or tax returns required. With down payments starting at 10%, this program offers the flexibility you need to turn your business success into homeownership.
Fix and Flip Loan – Perfect for real estate investors ready to transform potential into profit! Get fast, flexible financing to purchase and renovate properties, boosting value and returns. Ideal for short-term projects, this loan helps you move quickly, maximize ROI, and scale your investment portfolio with confidence.
0 Ratio DSCR Loan – The perfect solution for investors targeting underperforming or under-rented properties. With a minimum 660 credit score and down payments starting at 25%, this program is designed for properties not yet generating enough rent to cover expenses. Unlock the potential to purchase and bring rents up to market value—helping you build equity and long-term cash flow with confidence.
Airbnb DSCR Loan – Tailored for short-term rental investors ready to maximize cash flow! With a minimum 660 credit score and down payments starting at 20%, this program lets you qualify based on your property’s rental income potential—not personal income. Ideal for Airbnb or vacation rentals, it’s the flexible financing solution to grow your investment portfolio with ease.
Asset Depletion Loan – Turn your assets into opportunity! Ideal for borrowers with strong savings or investments, this program lets you qualify based on your liquid assets instead of traditional income. With a minimum 680 credit score and down payments starting at just 10%, you can leverage your financial strength to secure the home you deserve—no paycheck required.
Bridge Loan – Seamlessly move from one home to the next with confidence! This short-term financing solution lets you leverage your current home’s equity to purchase a new property before selling the old one. With a minimum 680 credit score and down payments starting at 20%, you can act fast, stay competitive, and make your next move without the stress of timing the market.
Ground-Up Construction Loan – Build your vision from the ground up! This flexible financing option provides the funds you need to purchase land and cover construction costs for your dream home or investment property. Enjoy interest-only payments during the build and a smooth process from blueprint to completion. Perfect for builders and investors ready to create something extraordinary from the ground up.
Closed-End Second Loan – Unlock your home’s equity without touching your first mortgage! With a minimum 680 credit score and cash-out options up to 90% LTV, this 30-year fixed loan offers stability and flexibility. Borrowers can choose their preferred income documentation type, making it easier to access cash for renovations, debt consolidation, or big financial goals—all with a simple, predictable payment.
P&L Statement Loan – A smart solution for business owners who want flexibility! Qualify using your Profit & Loss statement instead of traditional income documents—no tax returns required. With a minimum 640 credit score, this program makes it easier for self-employed borrowers to turn business success into homeownership. Simple, streamlined, and designed with entrepreneurs in mind.
Tailored for independent contractors and self-employed professionals! Qualify using your 1099 income instead of tax returns or paystubs, making it simple and hassle-free to prove your earning power. Enjoy flexible terms, competitive rates, and a smooth approval process designed for today’s gig economy earners. Turn your hard work into homeownership—on your own terms.
Closed-End Second Loan – Unlock your home’s equity without touching your first mortgage! With a minimum 680 credit score and cash-out options up to 90% LTV, this 30-year fixed loan offers stability and flexibility. Borrowers can choose their preferred income documentation type, making it easier to access cash for renovations, debt consolidation, or big financial goals—all with a simple, predictable payment.
This information is for FHA, VA, or USDA loan programs. All loans are subject to credit approval and property eligibility.
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