Residential - Traditional

With down payments as low as 3.5% and flexible credit requirements—allowing credit scores starting at 500—FHA loans offer an affordable path to buying a home. These loans feature competitive interest rates, easier qualification guidelines, and are available for a wide range of property types, making them a popular choice for buyers looking for a low-down-payment financing option.

A powerful home financing option for eligible veterans, active-duty service members, and surviving spouses. With a minimum 580 credit score, you can qualify for 100% financing—no down payment required. Purchase or refinance 1–4 unit properties while enjoying flexible credit requirements and competitive rates.

With conventional loans starting at just 1% down and a minimum 620 credit score, first-time buyers can achieve their dream of homeownership faster. Enjoy competitive rates, flexible terms, and expert support from application to closing.

An incredible opportunity for qualified buyers to achieve homeownership with just 1% down! Eligible borrowers earning at or below 80% of the area median income can enjoy affordable payments, reduced mortgage insurance, and flexible terms. With a minimum 620 credit score, you’re closer than ever to owning your dream home.